I am an independent, full service mortgage broker specializing in mortgages for purchases, refinancing, and creative lending solutions. Having over 13 years¿ experience and building on a reputation for truth, trust and transparency. I have built strong relationships with a variety of lenders, so I can secure you the best rates available, I work within your schedule. Helping first time home buyers acquire the perfect funding solution for their needs. Looking to refinance? Lower your mortgage interest rate? Have affordable payments? Call me to discuss one of our excellent mortgage plans. You can also consolidate your debts using your home's equity. Best mortgage rates and mortgage options are with your mortgage broker.