With the oil crash in 2016 going on and loss of work, we could not get any financing and no one would look at us to consolidate. We tried to fix it and were totally drowning in debt. We went to Bromwich & Smith embarrassed and ashamed. When we left that day we felt like we had hope and were not failures. They spoke to us with respect and gave us our options. I would highly recommend them as we now have our life back. Thank you so very much!