I would give 0 starts but won't let me Their equal monthly payment plan sucks when you return the a portion of the transaction. You will still be billed the whole amount even if you return a portion of that transaction. I spoke to a customer service representative but they cannot prove it in paper that I am not being billed for the amount that has been returned. And they hung up on me as their last resort. Beware using Canadian Tire Mastercard for installment plan!!!